Bridging Finance

What is Bridging Finance?

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Bridging finance, often referred to as a bridging loan, serves as a short-term financial solution to bridge the gap between purchasing a property and securing permanent financing or completing a property sale. Typically taken over a 12-month period, these loans often come without early repayment charges, except potentially for the first three months of interest. Interest payments are commonly ‘rolled up,’ meaning they are added to the loan amount and repaid at the end of the term. Lenders primarily assess the value of the secured properties and the proposed repayment method, ensuring a viable exit strategy, such as property sale or remortgage. Bridging finance is ideal for acquiring new properties while awaiting the sale of existing ones or for purchasing and refurbishing properties that are not mortgage-ready.

Our Mission

At Horizon Funding Solutions, our mission is to provide tailored bridging finance solutions that empower our clients to seize new opportunities and overcome financial challenges. We are committed to delivering personalised service, expert guidance, and flexible lending options. Our goal is to facilitate smooth transactions, whether you’re purchasing new property, completing refurbishments, or awaiting permanent financing. We strive to support our clients’ growth and success through reliable, innovative financial solutions.

To get in touch with us, you can use our form to submit an enquiry, or alternatively, reach out directly to a member of our team.

Email: enquiries@horizonfundingsolutions.co.uk
Phone: 01293 664 835

We’re here to assist you with any questions or support you need.

Contact Us

Hear What Our Clients Say

Berenice Scott
Steve and Leanne and all at Horizon are a fantastic team of experts who go the extra mile to make your buying experience a great one..
Mo Karim
Been a client of Steve’s for over 15 years and never looked back, mortgages for me and my family. Always having our best interests at heart not just to sell a product. Have saved 1000s of pounds with the right deals at the right time.
George McCarthy
I was referred to Horizon by a colleague. As it was only my second mortgage, it was still all pretty confusing. I wasn’t getting much help from the bank I’d previously used but Steve made everything very straight forward. Gave fantastic advise throughout and somehow got me a deal so good my eyes almost popped out when he sent it over.
Arif Haq
Have used Steve and Leanne for many years and many mortgages/re-mortgages. Brilliant team and great service. Highly recommend for anyone looking to get the best deals out there

We are a credit broker not a lender.
HORIZON FUNDING SOLUTIONS LTD is an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Ltd, registered in England and Wales 09518480. Optimum Commercial Solutions Ltd is authorised and regulated by the Financial Conduct Authority FRN: 808754.
HORIZON FUNDING SOLUTIONS LTD is registered at 26 High Street, Horley, Surrey, England, RH6 7BB. Company Register number is 15743593. Our FCA registration number is 1017630. You can check via www.register.fca.org. We are registered with the ICO, ZB725220 and you can check via www.ico.org.uk.
There may be a fee for our advice. The actual amount you pay may vary but will never be more than 1% of the loan amount.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Our aim is to provide you with a professional and efficient service. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to 26 High Street, Horley, Surrey, England, RH6 7BB, or by telephoning us on 01293 664 835 where we will try to resolve your concern at the earliest time possible.

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